€50,000 – €1,200,000
Mortgage Loan
We finance the purchase, construction and renovation of a home, with a rate secured before you sign.
- Purchase
- Construction
- Renovation
Kapital Beratung Ag. was created in 2010 with a single ambition: to give concrete projects the means to exist. Since then, we have lent to individuals, companies and self-employed professionals across six products — personal credit, mortgage, car, business, student and home improvement.
Our teams study every application, check the figures and lend only where repayment is realistic. More than €2.5 billion has already been lent to 50,000 borrowers, with a decision in principle delivered within 24 hours for personal loans.
At Kapital Beratung Ag., we believe that every project deserves proper financing. We lend to individuals, companies and the self-employed through six products.
We finance the purchase, construction and renovation of a home, with a rate secured before you sign.
We fund equipment, stock and growth for companies and the self-employed.
We finance personal plans, from family events to unexpected costs, at a fixed rate.
We finance tuition fees and living costs, with repayment deferred until you start working.
We finance renovation, extension and energy improvement work on your home.
Four principles that guide every loan we grant.
We build lasting relationships based on trust and transparency.
We listen to our clients and adapt our solutions to their needs.
We constantly innovate to offer the best solutions to our clients.
We aim for excellence in everything we undertake for our clients.
From our foundation in 2010 to our objectives for 2030, here are the milestones that have shaped Kapital Beratung Ag. and the borrowers we support.
The company is created and grants its first loan for an educational project, with partnerships signed with 5 local organisations.
20 loans granted for social projects, the network grows to 10 national partners and the first annual event is held.
50 loans granted for innovative projects, launch of our loan management platform and collaboration with 20 public organisations.
Partnerships with 15 new institutions, 100 projects financed and creation of a fund dedicated to startups.
200 loans granted for green projects, development of our loan analysis tool and first collaborations with international NGOs.
300 loans granted for sustainable projects, an award for excellence in loan management and support provided to 500 project leaders.
Launch of our tech innovation loan programme, partnership with 50 new international organisations and financing of 500 social impact projects.
Reaching 1,000 sustainable project loans, creating a global network to support entrepreneurs and introducing an AI-assisted loan management platform.
Three specialists who review, challenge and defend every application before it is submitted.
15 years of team management experience
25 years of experience in financial law and banking sector
Digital transformation expert