Finance your plans with a clear, fixed-rate loan and a decision in principle within 24 hours.
Amounts from €1,500 to €75,000, repayable over 12 to 84 months, at a fixed rate from 3.90% APR. The offer you receive states the rate and the monthly payment that apply to you, before you commit to anything.
The rate is set on the day you sign and never changes: your monthly payment stays the same from the first instalment to the last.
Repay over 12 to 84 months. You may postpone one instalment a year, free of charge, if your income temporarily drops.
A decision in principle reaches you within one working day. It commits you to nothing and costs nothing.
Repay part or all of the loan ahead of schedule: no penalty is charged, and the interest is recalculated on the remaining capital.
| Home and Family | Personal Projects | Unexpected Costs |
|---|---|---|
| Furniture and equipment | Driving licence | Medical expenses |
| Wedding and family events | Travel and leisure | Vehicle repairs |
| Energy renovation | Training and exams | Tax and bill arrears |
You are between 18 and 75 years old and live in one of the four countries we serve.
You receive a stable income — salary, self-employment or pension — of at least €1,200 net per month.
Your total monthly repayments, this loan included, stay below 35% of your net income.
You hold an account in your own name in the SEPA area, used for the transfer and for the monthly instalments.
Send your application and receive a decision in principle within 24 hours. A loan is a commitment and must be repaid: check your repayment capacity before signing.
