Drive away with a loan that covers the vehicle, its equipment and the costs that come with it.
Amounts from €3,000 to €90,000, repayable over 12 to 96 months, at a fixed rate from 3.45% APR. The registration document carries a pledge in favour of the lender until the last instalment is paid.
Finance a new car, a used car under ten years old, a motorbike or a utility vehicle, from a dealer or a private seller.
A discount of 0.40 points on the rate applies to fully electric and plug-in hybrid vehicles.
The loan can include insurance covering death, disability and involuntary loss of employment.
Sell the vehicle before the end of the term: settle the balance early, with no penalty and no additional fee.
| Vehicle | Equipment | Running Costs |
|---|---|---|
| New car | Winter tyres | Insurance premium |
| Used car under 10 years | Tow bar and roof box | Roadworthiness test |
| Motorbike or scooter | Home charging point | Repairs after a breakdown |
The vehicle is under ten years old on the day of purchase, and under twenty years old at the end of the loan.
For a used vehicle bought from a private seller, an independent valuation sets the financed amount, based on the market price.
A regular income of at least €1,200 net per month, with a debt ratio below 35% including this loan.
Comprehensive insurance is required throughout the term, whatever the age of the vehicle.
Send your application and receive a decision in principle within 24 hours. A loan is a commitment and must be repaid: check your repayment capacity before signing.
