Fund your equipment, your stock or your growth with a loan designed for companies and the self-employed.
Amounts from €10,000 to €2,000,000, repayable over 12 to 120 months, at a fixed rate from 3.60% APR. Interest and arrangement fees may be partly deductible from your taxable profit.
Equipment, fit-out, stock and intangible assets can be financed with no personal contribution, if your accounts allow it.
A capital grace period of 3 to 12 months at the start of the loan, so that repayments follow your cash flow.
A guarantee fund or a mutual guarantee may be accepted instead of personal security, depending on the file.
A financing decision within five working days of receiving a complete application.
| Equipment | Growth | Cash Flow |
|---|---|---|
| Machines and tools | Second site | Stock and supplies |
| Commercial vehicles | Digital transformation | VAT and tax payments |
| Shop and office fit-out | Hiring and training | Seasonal shortfalls |
A company registered for at least twelve months, or a self-employed professional, with accounts filed as required by law.
A positive gross operating surplus and a debt ratio below 35% of net income, assessed on your last two balance sheets.
A documented project: a quote, a business plan or a forecast showing that the repayments can be met in all three scenarios.
A guarantee fund, a mutual guarantee or, failing either, security taken over the assets being financed.
Send your application and receive a financing offer within five working days. A loan is a commitment and must be repaid: check that your cash flow can support the repayments.
