Fund your studies with a loan that waits until you graduate before you start repaying.
Amounts from €1,000 to €60,000, repayable over 12 to 120 months, at a fixed rate from 1.90% APR. Capital repayment may be deferred for the whole duration of your studies, up to five years.
Pay only the insurance during your studies. Capital repayment starts when you enter working life, up to five years later.
A rate from 1.90% APR, well below a personal loan, because part of the risk is covered by a public guarantee.
A guarantor, a mutual guarantee or a security deposit, depending on the country in which you study.
Tuition fees, accommodation and travel for a course in any of the four countries we serve, or outside them.
| Tuition | Living Costs | Equipment |
|---|---|---|
| University fees | Rent and charges | Laptop and software |
| Private school fees | Food and transport | Books and materials |
| Language courses | Health insurance | Field trips and placements |
Enrolment in a recognised course, or an admission letter for the coming academic year.
You are under 30 years old when the loan is taken out, or under 35 for a doctoral programme.
A guarantor with a stable income, a mutual guarantee, or a security deposit covering one year of repayments.
A schedule starting no later than five years after the loan is released, with instalments sized to your first salary.
Send your application and receive an answer in principle within 48 hours. A loan is a commitment and must be repaid: check that your future income can support the repayments.
