Put your savings to work over a chosen horizon, with the fees and the risks stated before you subscribe.
Amounts from €4,000 to €1,000,000, invested over 1 to 25 years. Capital is not guaranteed: the value of your investment may rise as well as fall, and you may get back less than you paid in. The key information document states the risks, the fees and the expected return of each solution before you subscribe.
Entry fees, annual management fees and exit costs are listed in a single table, given to you before you sign.
Each solution carries a risk indicator from 1 to 7, published in its key information document and reviewed every year.
You set the horizon — 1 year, 5 years or longer — and the solution follows it, so that a market dip never forces you to sell.
Money placed in the short-term solutions is available within two working days; the long-term solutions follow their own calendar.
| Capital-Safe | Balanced | Long-Term Growth |
|---|---|---|
| Money market funds | Diversified funds | International equity funds |
| Short-term bonds | Corporate bonds | Index funds and ETFs |
| Term deposits | Responsible funds | Thematic funds |
You are of legal age and live in one of the four countries we serve.
You invest money you will not need before the end of the chosen horizon, and you keep an emergency fund aside.
A questionnaire, valid for two years, determines the solutions you may subscribe to and the share of your savings they may represent.
Your adviser reviews your profile and your investment once a year, and whenever your situation changes.
Request an appointment with an adviser: your profile, your horizon and the risks are reviewed together before any subscription. Capital is not guaranteed, and past performance does not guarantee future results.
