Renovate, extend or improve the energy performance of your home, with a loan sized to the work you plan.
Amounts from €2,000 to €150,000, repayable over 12 to 180 months, at a fixed rate from 2.90% APR. The work must begin within twelve months of the funds being released.
A discount of 0.50 points on the rate applies when the work improves the energy rating by at least two classes.
Public grants and local subsidies are deducted from the amount financed before the loan is set up.
From a single bathroom to a full extension: no minimum number of quotes is required below €25,000 of work.
Money is released as the work progresses, on presentation of the invoices, so you pay interest only on what you use.
| Energy | Comfort | Space |
|---|---|---|
| Insulation and glazing | Kitchen and bathroom | Extension and conversion |
| Heating and hot water | Flooring and painting | Garage or outbuilding |
| Solar panels | Accessibility work | Loft conversion |
You own the property, or hold a lease of at least twenty years, and you live in it or rent it out.
At least one detailed quote for the works, from a registered tradesperson, dated within the last six months.
A regular income of at least €1,400 net per month, with a debt ratio below 35% including this loan.
Invoices for the completed work must be sent within three years, failing which the loan may be called in early.
Send your application and receive a financing plan within 48 hours. A loan is a commitment and must be repaid: check your repayment capacity before signing.
