Finance an everyday purchase or a personal project, without your budget deciding for you.
Amounts from €300 to €50,000, repayable over 6 to 72 months, at a fixed rate from 4.20% APR. The offer you receive states the rate and the monthly payment that apply to you, before you commit to anything.
Once the agreement is signed, the funds are transferred within 48 hours, whatever the amount borrowed.
The rate is set on the day you sign and never changes: your monthly payment stays the same from the first instalment to the last.
Repay over 6 to 72 months, and postpone one instalment a year, free of charge, if your income temporarily drops.
Nothing obliges you to buy from a partner retailer: you choose where the money goes, and early repayment costs nothing.
| Everyday Purchases | Personal Projects | Unexpected Costs |
|---|---|---|
| Household equipment | Travel and holidays | Medical expenses |
| Furniture and appliances | Driving licence | Vehicle repairs |
| A family event | A training course | A bill to be settled |
You are between 18 and 75 years old and live in one of the four countries we serve.
You receive a regular income — salary, self-employment, pension or a stable allowance — of at least €1,100 net per month.
Your total monthly repayments, this loan included, stay below 35% of your net income.
Below €3,000, no invoice or receipt is required: the loan is not tied to a particular purchase, and you decide where the money goes.
Send your application and receive a decision in principle within 24 hours. A loan is a commitment and must be repaid: check your repayment capacity before signing.
